Does a metal roof lower your insurance?
Metal roofing isn’t just for barns and portable buildings today. Drive through just about any neighborhood and you’ll see metal roofing on even the most high-end real estate these days. Why the sudden craze for this traditional commercial or country roofing material? The answer to this first question may say it all:
The roof on your home is an important part. It is the first line of protection against the weather and when it has a leak or is weak, it can leave your home susceptible to a lot of problems, more expensive.
This is why insurance companies place great importance on your home and are the first thing the insurance adjuster inspects your home for homeowner’s insurance approval. Many will discount metal roofing because it is fire resistant and can stand up to hailstorms and, when installed correctly, can withstand windstorms better than asphalt roofing.
Most of the country, a metal roof on a home can add as much as six percent to resale value should you place it on the market. Homes in states prone to hail damage and high winds, such as Oklahoma or Texas, metal roofing will reduce your insurance up as much as 35%.
How long do metal roofs last?
For homes in areas where the temps can get below freezing in the winter and above 100 in the summer, or where there are hailstorms and high winds, metal roofing is a great way to protect your family and home. When metal roofing and flashing are installed correctly, they can withstand any type of weather, including heavy loads of snow.
They have found aluminum and steel metal roofing to last fifty years or longer. That is three to seven times longer than asphalt roofing. Copper roofing and zinc metal roofing will last 100 years or more, proven by the number of historical structures still standing today.
Do metal roofs make the house hotter?
When exposed to the sun, metal roofing will absorb heat, but so do asphalt roofs or any other type of roofing material like ceramic or slate. Roofing experts recommend getting a light-colored metal roofing to reflect the UV rays. You can upgrade to metal roofing with insulation will help your energy bills for cooling and heating your home.
Do houses with metal roofs need gutters?
Metal roofing does not require gutters since it is resistant to what damage gutter systems minimize or prevent. However, when a gutter system is properly installed, it will provide significant protection for your surrounding property, such as directing the rain out and away from your foundation and landscaping.
Can I put a metal roof over shingles?
Metal roofing can be installed over your existing asphalt roofing. While roofing experts recommend removing them and depending on the building code, the old shingles do not have to be removed. Removing the shingles will make the job more expensive and create a mess.
Not removing the old shingles can leave room for a potential problem because it can trap water vapor. When that happens, the moisture will build up, creating mold that will rot the old roofing. If you choose to not have the old roofing removed before installing the metal roofing, you can request a vented metal roofing be installed to eliminate this possibility. If this too expensive, you can discuss with the roofing contractor about installing furring strips between the metal roofing and old roofing to create a ventilation air pocket between the two roofs.
When interviewing roofing contractors, confirm if they check the local building codes and pull any licenses and permit needed. Some cities require the old roof to be completely removed before installing any new metal roofing.
How metal roofing is made?
There are numerous types of metals to choose from for metal roofing. Choose the one that fits your budget and one that fits the décor and style of your home. Metal roofing can be the perfect touch when looking for a new upgraded appearance to your home’s curb appeal:
- Corrugated Metal
- Metal Tile
- Metal Slate
- Standing Seam
- Steel Roofs
- Tin Roofing
The most common one chosen is the standing steam system. They roll this type of metal by machine on the job site by the roofing contractors in the precise specification for the job. The machine turns a metal coil into the metal roofing panels and can be outfitted with various profiles of metal roofing and accessories.
Metal roofing covers a wide selection of materials and the price range is as wide and pricing varies based on where you are located. Steel panel metal roofing is the most affordable of all metal roofing options, and copper roofing is the most expensive. While your budget is always a factor, you want to get the best material you can to get the best ROI possible whether you are staying in your home or putting it up for sale. Call 860-633-7243 today for your metal roofing installation in Glastonbury and Hartford, CT.